Mountain Mortgage
How much cash do I really need to close in the Poconos?
Down payment is only part of it. Transfer tax, prepaids, escrow, and the community fees unique to Pocono closings — the full list, itemized.
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Mortgage 101
The mortgage, explained like a neighbor would.
Plain-English guides written for Poconos buyers — real numbers, local specifics, no jargon without a translation. Read these and you'll walk into your first showing knowing more than most buyers know at closing.
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Three guides that answer 90% of buyer questions
Each one ends with a free tool that turns the lesson into your actual numbers — no contact info required.
What's actually in my Poconos mortgage payment?
Principal, interest, school-district taxes, insurance, mortgage insurance, HOA dues — what each piece is, why it changes, and which ones you can control.
Read the articleConventional vs FHA vs VA — which fits you?
A side-by-side comparison in plain English, with the Poconos-specific notes — wells, septics, and community properties — that change the answer.
Read the articleNew guides publish regularly. Have a question these don't answer? Ask us directly — it'll probably become the next article.
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Done reading? Run your real numbers.
FHA, Conventional & VA side-by-side with every fee itemized — or price your rental property with the DSCR tool. Free, instant, ungated.